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Immediate possession available with this 2 bedroom in-town charmer with full basement, attached garage plus a 2nd (detached) garage on a full city lot in a great location! Main level offers a large living room, decent sized eat-in kitchen, formal dining room, 2 brs and a bathroom. Basement is divided into 3 rooms: a family room, 2 additional rooms (could be home office, study, rec room, craft room), a half bath, laundry and mechanical areas. Amenities include: covered front entry porch, hardwood floors (in living room and BRs), arched doorways, high efficiency GFA furnace with central AC, new high efficiency gas water heater, vinyl siding, insulated windows, 200 amp breaker box, whole house attic fan, city sewer, Indiana American Water, NIPSCO natural gas & electric. Attached 22x20 garage is finished and heated (gas hanging unit heater) and has 220 volt receptacles. Detached 16x20 garage is vinyl sided, has electric and concrete floor. Semi-private rear yard with large asphalt off-street parking. Convenient location within close proximity to city parks and swimming beach, the new Lincoln Elementary School and downtown businesses. House is in good condition and will qualify for popular low/no down payment financing programs.